Auto Finance

Drive your favourite car with easy finance

Finance up to OMR 100,000*
Repayment tenure from 1 year to 10 years*
Minimum down payment of 20%
Available for new and used vehicles (less than 10 years old at end of tenure)
Easy documentation
Competitive profit rate

*Terms & conditions apply.

Find the vehicle you really want to own? Whether it a new or used vehicles one, you can make it yours with Auto Finance based on the Islamic principle of Murabaha. Get the financing that’s tailored to your need, with funds up to OMR 100,000 for a maximum of 10 years repayment tenure.

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Frequently Asked Questions

Search FAQs

Auto Finance is based on the Islamic concept of Murabaha. It is a contract between the Bank and you, where the Bank either purchases the vehicle and gets full ownership of the vehicle; or appoints you to purchase the vehicle on its behalf. The Bank then sells the vehicle to you on a cost-plus-profit basis.

In a Murabaha contract, the instalment amount remains fixed for the agreed tenure.

If you are an Omani national or resident of Oman, you are eligible to apply for financing.

Yes. The minimum finance amount for Auto Finance is OMR 1,000.

The maximum DBR or ratio of the monthly debt repayment instalments to monthly income, of the applicant is 50%, or 60% with Home Finance.

Deferment of instalment is permitted twice per year during Eid.

You can apply on www.dhofarislamic.com, or drop in at any DhofarIslamic branch. Find your nearest location click here.

If you have a query, call us anytime 24x7 on +968 24775777.

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