Goods Finance

Easy finance to match your lifestyle

Finance for all Sharia compliant goods for personal use
Finance up to OMR 50,000*
Repayment tenure up to 10 years*
No Down Payment Required
Easy documentation
Competitive profit rate

*Terms & conditions apply.

Now you can be uncompromising on quality the things you acquire. Goods Finance, based on the Islamic concept of Murabaha, is the perfect option for those who want to buy only the best for their family and themselves – whether it is home appliances, furnishing or an accessory you’ve always wanted.

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Frequently Asked Questions

Search FAQs

Goods Finance is based on the Islamic principle of Murabaha. It is a contract between the Bank and you, where the Bank either purchases specified goods and gets full ownership of the same; or appoints you to purchase the specified goods on its behalf. The Bank then sells it to you on a cost-plus-profit basis.

In a Murabaha contract, the instalment amount remains fixed for the agreed tenure.

If you are an Omani national or expatriate with your salary account at Dhofar Islamic, you are eligible to apply for financing.

Yes. The minimum finance amount for Goods Finance is OMR 100.

The maximum DBR or ratio of the monthly debt repayment instalments to monthly income, of the applicant is 50%, or 60% with Home Finance.

Deferment of instalment is permitted twice per year during Eid.

You can apply on www.dhofarislamic.com, or drop in at any DhofarIslamic branch. Find your nearest location click here.

If you have a query, call us anytime 24x7 on +968 24775777.

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